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Bullet Borrowing Schedule

The data model captures the financial details of a borrowing schedule, including the initial amount borrowed, the amortization amount reducing the principal, interest amount charged on the outstanding balance, fees, taxes, and the total maturity amount to be repaid. It also encompasses the current date for analysis and calculated financial amounts for specific line items, offering insights into the repayment schedule and visual representation of loan repayment over time.

Benefits of This Data Model​

  • Improved financial decision-making: The data model provides a comprehensive view of borrowing schedules, allowing for better analysis and forecasting of financial outcomes based on accurate and detailed information.
  • Enhanced repayment schedule visualization: With the inclusion of the Amortization Schedule Graph view, users can easily visualize the repayment of loan principal and interest over time, facilitating a clear understanding of the payment structure.
  • Detailed insights into borrowing transactions: By capturing various financial details such as initial amount borrowed, interest charges, fees, and taxes, the data model enables a deep dive into individual borrowing transactions, leading to better financial management and control.

Key Performance Indicators (KPIs)​

  • Initial: The initial amount of money borrowed at the beginning of the borrowing schedule.
  • Amortization Amount: The portion of the scheduled payments that is allocated to reducing the principal amount borrowed.
  • Interest Amount: The portion of the scheduled payments that represents the interest charged on the outstanding balance.
  • Fees: Any additional charges or fees incurred during the borrowing schedule.
  • Taxes: Any tax implications or obligations associated with the borrowing schedule.
  • Maturity Amount: The total amount that will be repaid at the end of the borrowing schedule.
  • Today: The current date or time period being analyzed within the borrowing schedule.
  • Financial Line Amount: The calculated financial amount associated with a specific line item in the borrowing schedule.

Available Visualisations​

View NameDescription
Bullet Borrowing ScheduleProvides insights into the repayment schedule for bullet borrowings.
Amortization Schedule GraphVisualizes the repayment of loan principal and interest over time.